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Die with Zero by Bill Perkins

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Jun 2, 2025

Maximize life’s moments by turning your wealth into unforgettable memories.

This quick Audible listen flips the usual “save, save, save for retirement” narrative on its head, challenging us to live a richer, more meaningful life now.


Here are my top takeaways:

  • The Business of Life is the acquisition of memories. You can’t take your money with you, so use it to create experiences and memories while you can enjoy them.

  • Start Early. Invest in experiences while you’re young—memories compound over time. Plus, some things are best done when you have the energy and health of your 30s, not your 50s or 80s.

  • Give While It Counts. Don’t just leave everything in a will. Support your kids and loved ones when they need it most—early in life, not when they’re likely at their financial peak.

  • Know Your Peak Net Worth. There’s a time when you’re in your major earning years. Have a plan to intentionally spend down wealth as you age.

  • Be Intentional. Don’t live on autopilot. Plan and prioritize the experiences that matter most. Be mindful of your limited time, not just your money.


Your life is the sum of your experiences. Let’s grow a life filled with adventure, memories, and meaning.

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UNIVERSAL LEGAL DISCLAIMER:

This content is for educational purposes only and does not constitute an offer to sell or a solicitation to purchase securities. Any investment participation occurs only through private, exempt relationships with friends, family, or accredited investors, and only after appropriate documentation and disclosure. All investments carry risk, including the potential loss of capital. Past outcomes are not indicative of future results. Individuals should seek independent legal, tax, and financial advice before making any investment decision.
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